Twelve products that only exist because Arc settles money in under a second.

Three on each of Arc’s four frontiers

1. 01

   Global money and embedded finance

   Arc asked forPlatforms built for one country or community, where local context is the moat. Commercial agreements written as contract logic. Payroll that feels like one workflow.

   • BasketWages priced in months of livingIts pitch
   • BarangayA town with its own moneyIts pitch
   • RoundA savings circle that runs itselfIts pitch
2. 02

   The agentic economy

   Arc asked forAutonomous businesses that hold a treasury and pay for what they use. Markets that pay on verified completion. Insurance for the moment an agent fails.

   • HeartbeatAI agents that pay for themselvesIts pitch
   • CascadePay a whole crew the second you say yesIts pitch
   • UpfrontInsurance that pays before it checksIts pitch
3. 03

   Onchain credit and collateral

   Arc asked forCollateral a lender can verify. Credit markets for the long tail that cannot reach investors today. Risk protection bundled into deposit and lending flows.

   • BookA till that borrows for itselfIts pitch
   • SkimHourly cover for hourly workersIts pitch
   • StreakCredit that grows with every on-time dayIts pitch
4. 04

   The intelligent account

   Arc asked forA household run as a programmable balance. Baskets behind one interface, the system handling the rest. Money handed to an agent with a mandate and a limit.

   • CharterMoney that obeys the rules you writeIts pitch
   • HeirFamily money that finds its way homeIts pitch
   • ContestManagers race for your savingsIts pitch

One foundation

The twelve share four packages. A thirteenth product goes live in under an hour, and that foundation is what a grant buys as much as any single app.

• Arc and Circle, typed

  One wrapper over every read and write that never throws, so every screen can say plainly what went wrong.

• Motion and numerals

  Money that rolls because it moved, entrances, the app frame on a phone and a desk.

• An identity per app

  Palette, faces and voice declared once per product, so no two of the twelve look alike.

• Real before sign-in

  A labelled example on the real rules, so a stranger understands a product in ten seconds.

The ask

Each product carries its own draft figure on its pitch page. Together they are a portfolio for the Arc Builders Fund: one builder, twelve products, a foundation that compounds, and revenue in every contract. The first conversation decides which three to take to market first.

Arc’s programmes, as Arc lists them

• Just getting started

  Microgrants

  For early experiments, prototypes and promising ideas that need a push.

• Already shipping

  Developer grants

  Milestone-based funding and technical guidance for production applications already on Arc.

• Building a company

  Arc Builders Fund

  Strategic investment and introductions through Circle Ventures for category-defining companies.

• The community

  Arc House

  Hackathons, accelerators, workshops and office hours for people building on Arc.